This is not a SFW instance. NSFW communities will be tagged, and efforts will be made to keep SFW communities clean, but proceed at your own comfort level.
Saying ‘It will just negatively impact your credit score’ like it’s nothing in a capitalist nation where nearly all financial trust is based on how effectively you pay back your creditors is a pretty wild take.
Especially when a car and home are the bare minimum for most people to be able to function in the US (public transport is laughable anywhere outside a metropolis) and the average person isn’t getting either without a loan.
I wouldn’t be so quick to ignore medical debt. The average retired couple spends $350000 on medical expenses in the US. The system is a lot more dysfunctional than you make it out to be.
Saying ‘It will just negatively impact your credit score’ like it’s nothing in a capitalist nation where nearly all financial trust is based on how effectively you pay back your creditors is a pretty wild take.
Especially when a car and home are the bare minimum for most people to be able to function in the US (public transport is laughable anywhere outside a metropolis) and the average person isn’t getting either without a loan.
I wouldn’t be so quick to ignore medical debt. The average retired couple spends $350000 on medical expenses in the US. The system is a lot more dysfunctional than you make it out to be.