This is not a SFW instance. NSFW communities will be tagged, and efforts will be made to keep SFW communities clean, but proceed at your own comfort level.
It’s also useful for travel or large purchases since they often include protection. As a general rule, you should not be purchasing things you normally would on a credit card unless the intention is an immediate payoff. For large purchases, though, they can be useful: fix something wrong with the house, get some expensive equipment you need for work, etc. As long as you have a plan to pay off quickly, then all’s good.
It’s also useful for travel or large purchases since they often include protection. As a general rule, you should not be purchasing things you normally would on a credit card unless the intention is an immediate payoff. For large purchases, though, they can be useful: fix something wrong with the house, get some expensive equipment you need for work, etc. As long as you have a plan to pay off quickly, then all’s good.