This is not a SFW instance. NSFW communities will be tagged, and efforts will be made to keep SFW communities clean, but proceed at your own comfort level.
I can assure you banks absolutely do have the ability to send your money back instantly.
USAA does this for certain refunds, but they take on a bit of risk to do so. They make the funds available to spend before they’ve actually been settled
USAA does this for certain refunds, but they take on a bit of risk to do so. They make the funds available to spend before they’ve actually been settled
That’s interesting, I’m not familiar with their practices specifically but that is interesting!